🇦🇺 Built for Australians

Your Australian
Health Toolkit

Medicare levy, private health rebates, BMI calculator, and public hospital wait times — free, no sign-up.

✓ ATO Medicare rates ✓ Updated 2025–26 ✓ No sign-up required

Medicare Levy Calculator

Calculate your Medicare Levy and Surcharge for FY 2025–26 based on your income and private health cover.

Your Details
$
Your Results
Total Medicare Charges
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per year

Private Health Insurance Rebate

Find out how much government rebate you receive on your private health insurance premium for 2025–26.

Your Details
$
$
Your Rebate
Annual Rebate
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—
Monthly Saving
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Rebate %
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Net Annual Premium
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Income Tier
All Rebate Tiers (Under 65)

BMI Calculator

Calculate your Body Mass Index and understand what it means for your health.

Your Measurements
Your Results
BMI
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—
Underweight Healthy Overweight Obese
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Healthy Weight Low
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Healthy Weight High
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To Reach Healthy
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Ideal Weight
ℹ️
BMI is a screening tool only. It doesn't account for muscle mass, age, or ethnicity. Always consult your GP for medical advice.

Public Hospital Wait Times

Typical wait times for elective surgery and emergency departments at Australian public hospitals.

Emergency Department Triage Categories
Immediate

Category 1 — Resuscitation

Life-threatening conditions. Immediate treatment required.

0 minutes
2 minutes

Category 2 — Emergency

Imminently life-threatening. Chest pain, stroke symptoms, difficulty breathing.

Within 10 min
Urgent

Category 3 — Urgent

Potentially life-threatening. Severe pain, high fever, moderate injuries.

Within 30 min
Semi-urgent

Category 4 — Semi-Urgent

Potentially serious. Minor injuries, sprains, mild infections.

Within 1 hour
Non-urgent

Category 5 — Non-Urgent

Minor problems. Chronic conditions, minor ailments.

Within 2 hours
GP Alternative

Consider a GP or Urgent Care

Cold/flu, minor rashes, prescription renewals. Faster and reduces ED pressure.

Same day
Elective Surgery Wait Times (National Median)
Source: Australian Institute of Health and Welfare (AIHW) — figures are national medians. Actual wait times vary by state, hospital, and clinical priority. Private health insurance can significantly reduce waits for elective procedures.
Medical Disclaimer: HealthMate provides general information only and does not constitute medical advice. Always consult a qualified healthcare professional for medical decisions. Medicare and rebate figures are based on ATO rates for FY 2025–26 and may change. BMI is a screening tool only and should not replace professional medical assessment.